Episode IV: Act Now: Adjust if needed; Enhance for Excellent Financial Fitness What’s The Next, Best Right Step? So this is something that my dad used to say. (The whole gist is) “There is no such thing as THE RIGHT answer.” The answer is different for everyone-especially when it comes …
This is a 4 part educational series covering Retirement Plans in companies and suggested items to consider when building or enhancing a sponsored plan. In the Episode I, we covered reasons that you are using or running a retirement plan. Read that article here. In Episode II, we go over …
Episode II: Risks, Reasons and Relief What are the potential risks if you don’t have a proper retirement plan design? Well, proper plan design is everything. It dictates who can participate and when. It identifies what everyone is entitled to and what everyone who is eligible needs to do. It …
Episode I: Why do you have a Retirement Plan? There is a lot of talk these days about Retirement Plans, 401k plans, defined benefit plans, cash balance plans and how and why to use them! What are the fees, why you are paying fees, what the Department of Labor is …
With growing families, the most frequently asked question is, “Should I save more now for college or retirement?” This answer is complicated and heavily relies on your family’s situation, but here is how I answer in most cases. Consider this: Ray Franke, a professor of education at the University of …
One of the constants in life is change. We are born, we grow up, go to college, get married, choose a career, have children, and experience a host of other changes in this adventure known as “life”. While change is inevitable, some people choose to bury their heads in the …
